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Be aware of both mail and telephone fraud | by Citizen Alert
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Be aware of both mail and telephone fraud

Be aware of both mail and telephone fraud. These frauds or scams occur when individuals misrepresent foreign banks, insurance companies as well as foreign governments in attempt to entice victims into believing they are going to be recipients of large amounts of money


Nigerian, Jamaican Advance Fee Fraud Overview

The perpetrators of Advance Fee Fraud are often very creative and innovative. Most of these scams have originated from Nigeria and other African nations, but these types are scams are now being seen to be originating in every other country around the globe.

Unfortunately, a large number of victims are enticed into believing they have been singled out from the masses to share in multi-million dollar windfall profits for doing absolutely nothing. It is also a misconception that the victim's bank account is requested so the culprit can plunder it -- this is not the primary reason for the account request -- merely a signal they have hooked another victim.


* In almost every case there is a sense of urgency.

* The victim is enticed to travel to Nigeria, Jamaica or a border country.

* There are many forged official looking documents.

* Most of the correspondence is handled by fax or through the mail.

* Blank letterheads and invoices are requested from the victim along with the banking particulars.

* Any number of fees are requested for processing the transaction with each fee purported to be the last required.

* The confidential nature of the transaction is emphasized.

* There are usually claims of strong ties to government officials.

* A government agent or an employee residing in the U.S., London or other foreign venue may claim to be a clearing house bank for the Central Bank of the particular government.

* Offices in legitimate government buildings appear to have been used by impostors posing as the real occupants or officials.

Just remember if it is too good to be true, it most likely is...

Following is a copy of Advance Fee Fraud letter:

Lagos, Nigeria.

Attention: The President/CEO

Dear Sir,

Confidential Business Proposal

Having consulted with my colleagues and based on the information gathered from the Nigerian Chambers Of Commerce And Industry, I have the privilege to request your assistance to transfer the sum of $47,500,000.00 (forty seven million, five hundred thousand United States dollars) into your accounts. The above sum resulted from an over-invoiced contract, executed, commissioned and paid for about five years (5) ago by a foreign contractor. This action was however intentional and since then the fund has been in a suspense account at The Central Bank Of Nigeria Apex Bank.

We are now ready to transfer the fund overseas and that is where you come in. It is important to inform you that as civil servants, we are forbidden to operate a foreign account; that is why we require your assistance. The total sum will be shared as follows: 70% for us, 25% for you and 5% for local and international expenses incidental to the transfer.

The transfer is risk free on both sides. I am an accountant with the Nigerian National Petroleum Corporation (NNPC). If you find this proposal acceptable, we shall require the following documents:

(a) your banker's name, telephone, account and fax numbers.

(b) your private telephone and fax numbers -for confidentiality and easy communication.

(c) your letter-headed paper stamped and signed.

Alternatively we will furnish you with the text of what to type into your letter-headed paper, along with a breakdown explaining, comprehensively what we require of you. The business will take us thirty (30) working days to accomplish.

Please reply urgently.

Best regards

Howgul Abul Arhu

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Taken on January 31, 2010