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My Personal Insurance Agent (#93041) | by mark sebastian
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My Personal Insurance Agent (#93041)

In the beginning, the idea of paying for insurance to cover my photography gear was at the bottom of my priority list. After all, there are so many other pieces of equipment that I wanted to get my hands on. But through the years, my equipment list grew to an amount that is worth more than my car and the simple act of lugging that much gear around started to make me nervous. On an average shooting day, I would have two 5D Mark IIs, two 580EX IIs, 85mm f/1.2L, 35mm f/1.4L, 17-40mm f/4L, a 70-200mm f/2.8L IS and three pocket wizards (not to mention a Macbook Pro when I'm on the road), plus accessories. It's much more than a sack of electronics - thats my future career on the line. It would only take one brief moment for a thief to take it all away from me.

 

So i decided to get my equipment insured… Initially, I didn't really know where to go and I ended up on a photography website which offers a discount on insurance for any member of their website. Other than that, I couldn't find much information on photography insurance, so I had no choice but to sign up.

 

Signing up was easy. You login, send in your credit card information and a list of equipment and you would receive an email notification that you were "covered" by some obscure insurance company that you've never heard of. And even though I was "technically" insured, I still didn't have the confidence that I would be safe in case anything happened. It was that sense of uneasiness that got me.

 

About a year passed by and I finally decided that I was going to switch my automotive insurance over to State Farm because I wanted an insurance company that could cover both my car and my new motorcycle at the same time. Thats when I met my current insurance agent, ThuyVu. The thing that struck me about ThuyVu is that she wasn't anything like the other insurance agents I've dealt with in the past. For one thing, she is one of the top agents in the country.. and on the other hand, she is also an underground house DJ, a classically trained musician, a Tae Kwon Do black belt and does voice-over for video games. FINALLY, I had the chance to work with someone that understood art and how important photography is to me. It didn't feel l like I was talking to an Insurance Agent as much as it felt like I was talking to a friend. And best of all, she was able to explain my insurance policies with crystal clarity, and fully insure all of my photography gear too.

 

So if you are thinking about insuring your gear, I highly recommend ThuyVu. Not only did she beat the rates of her competitors, her service was leaps and bounds above them.

 

Check her out (and mention you found her n Flickr!)

ThuyVu Ho

www.tv-insurance.com

thuyvu.ho.mv2e@statefarm.com

Phone: (408) 998-4821

 

If you have any questions regarding photography insurance, feel free to post it as a comment and I will have her answer directly in the comments section

 

And while you're at it, download one of her mixes:

www.fileden.com/files/2007/12/26/1662934/favorites.mp3

 

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Taken on August 27, 2009